With the crumbling of many Wall Street banks and financial institutions, I’m considering to consolidate all my expenses into a single Credit Card, one that really fits my needs and that offers real advantages against the rest.

As with my last card, I’ve run an Online Credit Card search at http://www.cardhub.com/ as it is the best way to find the card you really need instead of through dozens of useless offers. Once you decide what cards you need, they simply send you the ones you picked, so you don’t waste time reading through the mail.

And since we’re on the “time-saving” subject, you also save a lot of time while searching, since you narrow the results you get exactly what you want, not what a company’s computer thinks you need.  Not looking for gas cards? Just untick them from the search form and it won’t show them in the results.

After you decided upon one or a few cards, you can then safely and securely apply for the card(s). After that, you’ll be notified very soon if your card was issued or whether the application was rejected for some reason. It can’t get any faster and simpler than that. Can it?